A fixed rate mortgage offers you the security and stability of a monthly payment that never changes, throughout the term of your loan. FSB offers a variety of fixed rate loan terms, tailored to your needs so whether you are purchasing your first home or are already a homeowner, our lending team will assist you through the entire process.
With a low fixed rate for the first five years, our 5/1 Adjustable Rate Mortgage (ARM), is a great way to help you find home sweet home. And because FSB mortgages are serviced right here, you're helping us sweeten the Seacoast economy.
Dream big - and save big too! Need to finance more than $730,000? At First Seacoast Bank, we can help. And enjoy the convenience and peace of mind of automatic payments.
Need to finance multiple properties? We've got you covered. With a blanket mortgage from FSB, you can roll your existing mortgage into your construction or new purchase financing. When your old home is sold, that portion of the combined mortgage is paid off, leaving only the new home financing in place. Benefits include; using the equity in your current home to fund a down payment on your new home, fixed rate term and enjoy one loan, one payment as the loans can be recast to lower payments. So make yourself cozy and bundle up with a blanket mortgage today.
With an FSB construction loan, you can finance up to 97% of the appraised value. You can also enjoy; one closing, interest-only payments during construction, fixed or adjustable rate options and 24-48 hour turnaround on funds. You've made a pledge to this area by choosing to build locally - and we've made a pledge to help build strong local communities. Talk about a blueprint for success! Ready to work us into your plans?
For more information, contact us today!